Are dental implants covered by health insurance?

How much do dental implants cost? It’s our most common question. Cost varies on the extent of the procedure required.  For straightforward dental implant treatment candidates, the cost in Australia averages between $3,500 to over $5,000 depending on a number of factors. These factors include:

  • The surgeon’s protocols
  • The laboratory they use: Overseas laboratories are less expensive than local laboratories
  • The materials used in the implant post, abutment, and crown.
  • The expertise of the surgeon

The second most common question we get asked is if private health insurance helps.  The answer is: Maybe.  Everyone has a different level of coverage, but if your plan covers implants or, in many cases, major dental, insurance often covers a portion of the treatment cost. However, it’s important to note that in our experience, health insurance covers a small portion of implant treatment and patients should expect a significant gap between what the insurance covers and what is owed.

How do you know what your insurance will cover? After our initial consultation, Dr Helen will give you a full treatment plan with item numbers and fees which can be lodged with your health insurance company to give you an idea of what your level of coverage will provide toward those item numbers.

If you’re worried about paying a significant gap or you don’t have health insurance, it’s helpful to know that we offer payment plans on implant treatment and that implant treatment is a process. Dental implant treatment can take anywhere from three months to a year, and payments are spread in increments over this time, so it’s not all due at once, making it a bit easier to save and manage your finances along the way.


In an age where Medicare offers no relief on dental treatment, there are many, many people out there who struggle to afford dentistry. Dr. Helen, a Melbourne-based dentist whose expertise in dental phobias and implant surgery, knows these patients’ struggles ...

It’s been five, ten, even fifteen years since you’ve scheduled a dentist appointment. The thought of sitting in the chair, the sound of the drill, the sharp-edged memories of the mobile dentists in childhood with their impatient, rough hands are ...

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Indicative Pricing

We would like you to be well informed, so we have put together a rough fee guide. However, each treatment is based on individual needs and requirements, and we will prepare a customised treatment plan for you after your initial consultation.